Adventure RV wants your adventure to be successful! We have developed working relationships with several lenders to make your purchase painless. Let us help you get the RV of your dreams and start your own adventure!
Our finance department can help you answer those tough questions about down payment, interest rates warranties and insurance. Just call us for answers, we are pleased to assist!
Secure Online Financing
CLICK HERE to Start your Secure Online Financing Application
Why Finance Your RV here at Adventure RV?
When you finance your purchase instead of liquidating assets or paying cash, you maintain
When you finance your purchase instead of liquidating assets or paying cash, you maintain
your personal financial flexibility. Plus, your RV may qualify for some of the same tax
benefits as a second home mortgage. Of course, check with your tax advisor, but basically
to qualify for these benefits, such as the deductibility of interest on the loan, the RV must
be used as security for the loan along with providing basic living accommodations such as
a sleeping area, bathroom and cooking facilities. Remember, the RV is considered a
qualified second residence as long as you designate it for each tax year.
What Are the Advantages of Financing Through a RV Lending Specialist?
Down payments are lower - Although final terms are determined based on your credit profile
What Are the Advantages of Financing Through a RV Lending Specialist?
Down payments are lower - Although final terms are determined based on your credit profile
and the age, type and cost of the RV being purchased, financing through RV lenders
usually requires down payments in the 10% range.
Finance terms are longer / Monthly payments are lower - Because RV finance specialists
Finance terms are longer / Monthly payments are lower - Because RV finance specialists
know that RVs maintain their value and resale appeal, they tend to offer more attractive
terms. In fact, it's not uncommon to find 15-20 year repayment schedules to help you
afford the RV of your dreams.
How Does RV Financing Compare With Other Payment Options?
Borrowing against an owned home is not an option unless the money is used directly for
How Does RV Financing Compare With Other Payment Options?
Borrowing against an owned home is not an option unless the money is used directly for
that home. Home mortgage interest deduction is restricted to interest paid on mortgage
debt used to purchase or improve a residence, or to refinance the remaining balance on
a purchase or improvement. The purchase of an RV, therefore, does not qualify for this
deduction. Home equity loans limit the amount of interest that is deductible, if your RV
loan balance exceeds $100,000. Home mortgage interest deduction is limited to interest
paid on home equity loans up to $100,000.
The Last Word on RV Financing
Your RV might actually cost you less in the end if you finance your purchase. By not
The Last Word on RV Financing
Your RV might actually cost you less in the end if you finance your purchase. By not
tapping into your financial assets to purchase the RV, you can take advantage of attractive
new investment opportunities that might come along and the earnings from those
investments can potentially exceed the cost of your RV financing. The bottom line is that if
you are thinking of buying an RV, you should check financing options to maximize your
purchase enjoyment. You'll be on the road enjoying your new RV before you know it!
Information provided by GoRVing.com
Information provided by GoRVing.com
EXTENDED SERVICE PLANS
We are also proud to offer extended service plans for new and used motorhomes, fifth wheels, and travel trailers. Pre-owned motorhomes up to 12 years* in age are eligible for one of our extended service programs and fifth wheels up to 7 years* in age are eligible. Call today and ask about how you can be protected from future repair bills on your second home!
